Melisa Sanchez, Insurance License #0F76432|InsuranceMel@gmail.com

MelisaSanchez

About MelisaSanchez

This author has not yet filled in any details.
So far MelisaSanchez has created 3 blog entries.

EARTHQUAKE INFO

NOT ALL EARTHQUAKE POLICIES ARE CREATED EQUAL  Did you know……The CA Earthquake Authority is not an insurance company and is not admitted.  Its clients, therefore,  do not have the Department of Insurance Guarantee.  CEA Issues an assessment policy which allows them to assess policyholders for more than one annual premium per year if needed up to an additional 20% of the annual premium.* I have new carriers for your EQ risk that resemble your homeowners policies. All the companies we use are admitted.  As a result they are eligible for the No Fail DOI Program.  If the company fails, the EQ guarantee program will offer a maximum of $500,000 to replace the covered dwelling for damage caused by earthquake. Make sure you understand what you are buying---there is no apples to apples comparison in insurance.  One company may be the organically grown apple from a small orchard in Julian and the other could be a genetically modified apple with lots of pesticides from a commercial grower......we are here to help you understand the different nuances in insurance policies in general. Call us, we are happy to help! (310) 775-9805 office (310) 569-3345 cell       Please call our office and request a form.

THANKSGIVING

People ask my what is it about insurance that I find rewarding in comparison to being at the hub of the creative process in the film industry. I make sure that I protect all my clients so if they have the unfortunate circumstance where they have to file a claim, they will get treated well by our claims adjustors and paid accordingly. As many of you know, I prefer you to have my cell phone so you can call or text me in an emergency whether that is from the site of an auto accident before you say anything to the other driver, or at 7am on a Sunday when you open your front door to find your house filled with water. Last night I had finally arrived in San Diego to my parents house. It took me over 2 hours to drive from LA to SD and then I had to make an emergency run to Julian (another hour) to deliver cooking supplies to our vacation renters. I had finally sat down to relax when I received a call on my cell phone from one of my clients saying he had come home from picking up his family at the airport and found his house on fire. Having being told twice that my Julian home had burned to the ground and was a total loss just months after I bought it, it always pains me to see any of my clients suffer a loss--fire, theft, water damage. After listening to the circumstances surrounding the event, I was able to call claims and conference him in to take the report. While the rep was asking him questions I was looking up local hotels for his

Welcome!

Welcome to ISpeakProduction.com! This is an upcoming new site that is still a work in progress. Please bare with us while the site is under construction. Thank you for your patience.

Go to Top